6 of the Best Credit Cards you can use Right Away!

If you live at breakneck speed, you'll love these 6 instant-approval credit cards that are available right now. Although speedy acceptance is extremely rare, not all credit card companies allow you to use your card immediately after approval. That's unfortunate because when we need a card, we need one right now! People, are you with me?

The cards listed below, for the most part, display your actual card number almost immediately after purchase. This is unique from any temporary virtual account number provided by issuers for improved security. Consider Capital One, which lets you acquire your new card number instantly and then use Eno to generate a virtual account number.

The sections that follow go through each major credit card issuer's policies and top instant-use credit card products. So, let’s look at 6 of the best credit card you can use right away, and don’t worry, we have also mentioned their advantages!

1. Capital One Venture Rewards Credit Card

• Enjoy a 60,000-mile incentive when you spend $3,000 on purchases within three months of opening your account, which is equivalent to $600 in travel expenditures.
• Every purchase, every day, earns you an endless amount of 2X miles.
• Miles do not expire for the length of the account, and there is no limit to the number of miles you may earn.
• Get a $100 credit toward Global Entry or TSA Pre-Check. 
• Earn 5X points on hotel and rental car reservations made via Capital One Travel, where you'll find the lowest Capital One pricing on hundreds of travel alternatives.

2. Capital One Quicksilver Card

• If you spend $500 on purchases within three months of opening your account, you will earn a one-time cash bonus of $200.
• Earn an unlimited amount of 1.5 percent cash back on every transaction, every day, for an endless period of time.
• In addition, cashback will not expire for the life of the account and there is no limit to the amount of cashback you may earn. 
• For the first 15 months, there is a 0% intro APR on purchases and balance transfers; after that, the variable APR ranges from 14.99 percent to 24.99 percent, with no minimum balance required.

3. Chase Freedom Unlimited

• During the first year, you might receive an extra 1.5 percent cash back on everything you buy (up to $20,000 in purchases) - a total of up to $300 in cashback!
• Chase Ultimate Rewards, their premier rewards program in which you can redeem your points for cash back, travel, gift cards, and more; 4.5 percent cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service; and 3 percent cash back on all other purchases (on up to $20,000 spent in the first year) are all available to you.
• After your first year or $20,000 spent, you'll earn 5% cashback on Chase travel purchased through Ultimate Rewards, 3% cashback on pharmacy purchases and eating at restaurants, including takeout and qualified delivery services, and a limitless 1.5 percent cash back on all other purchases.
• There is no minimum amount required to receive cashback. In the United States, you can get a statement credit or a direct deposit into most bank and savings accounts. Your Cash Back advantages are good as long as your account is active!

4. Chase Freedom Flex

• Spend $500 on purchases within the first three months of opening your account and you'll earn a $200 bonus.
• You will receive 5% cashback on up to $1,500 in total purchases in bonus zones each quarter you activate the program. You may look forward to new 5% categories every quarter!
• Chase Ultimate Rewards, their premium awards program that allows you to redeem your points for cash back, travel, gift cards, and other rewards, including gift cards, offers 5% cashback on travel purchases made via the program.
• You'll get 3% cash back on drugstore purchases and restaurant dining (including takeout and eligible delivery services), and you'll get an unlimited 1% cashback on all other purchases.
• There is no minimum amount required to receive cashback. In the United States, you can get a statement credit or a direct deposit into most bank and savings accounts. Your Cash Back advantages are good as long as your account is active!

5. Chase Sapphire Preferred Card

• If you spend $4,000 on purchases in the first three months of your account's existence, you'll receive 60,000 extra points. You will receive a total of $750 when you redeem using Chase Ultimate Rewards.
• A $50 monthly Ultimate Rewards Hotel Credit, 5x on Chase Ultimate Rewards travel expenditures, 3x on dining purchases, and 2x on all other travel purchases are just a few of the benefits you may expect.
• When you redeem your Chase Ultimate Rewards points for airline tickets, hotels, car rentals, and cruises, your points will be worth 25% more. 60,000 points, for example, are worth $750 in travel credit for a future trip.
• During the current promotion period, your Pay Yourself Back points are worth 25 percent more when you redeem them for statement credits against existing purchases in a variety of categories that change on a regular basis.

6. Blue Cash Preferred Card

• Spend $3,000 on purchases with your new Card within the first six months of Card membership and you'll receive $350 in cashback. The $350 will be repaid to you as a credit on your credit card bill.
• Earn 6% cashback on purchases of up to $6,000 per year at participating supermarkets in the United States (then 1 percent ). In addition, select streaming subscriptions in the United States may qualify for a 6% cashback rebate.
• Earn 3% cashback on transit expenditures such as gasoline in the United States, taxis/rideshare, parking, tolls, trains, buses, and other means of transportation. All other purchases qualify for a 1% cashback incentive.
• Access to the Global Assist Hotline, which operates 24 hours a day, seven days a week, and provides medical, legal, financial, and other select emergency coordination and assistance services.

Professionally Repair Your Credit with Advance Credit Repair

As long as you understand that there is no magic in the process and that some items might not be able to come off your report, then you can order this gig.

We can help with:

• Inquires
• Charge Offs
• Collections
• Bankruptcies
• Late Payments
• Public Records
• Student Loans 
• Foreclosures
• Medical Bills

With any of these gigs, you will get a team of professionals that will relentlessly fight against the credit bureaus and creditors to get results. We send up to 20 dispute letters per round. Because we are located in Miami, Florida, we always mail the disputes ourselves. We don't use any third-party mailers like LetterStream, etc.