7 Credit Cards like First Premier which can be Acquired with Bad Credit!

Regardless of how bad your credit is, even if you have negative credit, there are credit cards that are straightforward to acquire. Obtaining and properly using a new credit card is also one of the first steps in restoring one's credit.

Credit cards intended specifically for those with bad credit come in two varieties: unsecured and secured. An initial deposit is not required for unsecured credit cards; however, an initial deposit is required for secured credit cards in order to receive a line of credit. The deposit amount varies for each card, but it is usually equal to the amount of credit you will be available to spend.

In the next piece, we'll look at 7 credit cards like the first premier that are easy to get even if you have bad credit. This list includes our best choices for both unsecured and secured credit cards, as well as a few more noteworthy possibilities. Also, underneath each car type, we have also mentioned some of the best features!

With Bad Credit, It's Simple to Get Unsecured Credit Cards!

Secured credit cards are standard credit cards that do not require a security deposit and have simple application processes. Because all of these cards report to credit bureaus, if you pay on time each month and keep your debt below 30% of your available credit limit, you may anticipate your credit rating to begin to reflect your good behavior.

7 Credit Card like First Premier

1. PREMIER Bankcard Mastercard Credit Card

• Please do not be discouraged by your low FICO score; they accept applications that others may refuse.
• There is no requirement that your credit is flawless in order to qualify.
• Simply fill out the simple application and you'll find out whether or not you've been approved in 60 seconds.
• When you need help, their award-winning Customer Service representatives in the United States are ready to help.

FICO scores are used to determine a person's creditworthiness and may act as a predictor of the type of credit that person is eligible for. Acceptance for any PREMIER Bankcard product is not promised or inferred merely on the basis of a consumer's credit score.

The credit card provider will report your account to all three credit agencies as a result of proper usage of your PREMIER Bankcard Mastercard Credit Card, helping you to steadily enhance your credit score over time. Your charges will vary based on the amount of credit you are awarded, so read the terms and conditions carefully before completing your application.

2. PREMIER BANK CREDIT CARD 

• If you want to apply, you don't even have to have excellent credit!
• Every day, they help clients with bad credit.
• Simply fill out the simple application and you'll find out whether or not you've been approved in 60 seconds.
• Getting a PREMIER Bankcard credit card and keeping your balance low, as well as paying all of your monthly responsibilities on time, will help you to build or rebuild your credit.
• Please do not be discouraged by your low FICO score; they accept applications that others may refuse.

FICO scores are used to determine a person's creditworthiness and may act as a predictor of the type of credit that person is eligible for. Acceptance for any PREMIER Bankcard product is not promised or inferred merely on the basis of a consumer's credit score.

3. Surge Mastercard

• The $1,000 credit limit has been increased to a maximum of $2,000! Your first six-monthly minimum payments must be made on schedule.
• Applicants with all types of credit are invited to apply!
• You may be able to obtain a complimentary copy of your Vantage 3.0 score. Experian estimates (When you sign up for e-statements)
• An initial credit limit of $300 – $1,000 is established at the outset (subject to available credit)
• View your Pre-Qualification status without jeopardizing your credit score.
• The application procedure is quick and easy, and the results are available in seconds.

4. Aspire Cash Back Reward Card

• You will earn a 3 percent cash back return when you use your Aspire Mastercard Credit Card to make petrol, supermarket, or utility payments.
• You will earn a 1% cashback bonus on any other purchases.
• For lending amounts of up to $1,000, credit approval is necessary.
• Without damaging your credit score, you can pre-qualify for financing.
• There are no program or deposit requirements.
• Equifax provides free access to your Vantage 3.0 credit score.

5. Indigo Platinum Mastercard Credit Card

• Pre-qualification is a simple process that receives a prompt responses.
• It is OK to have less-than-perfect credit.
• Online assistance is available at no extra cost at any time of day or night.
• With an unsecured credit card, there is no need for a security deposit.
• Your account history is shared with the three main credit bureaus in the United States.

Individuals with bad credit, or no credit at all, are welcome to apply for the Indigo Platinum Mastercard Credit Card. Celtic Bank of Utah offers this product, which has a low maximum credit limit and needs a one-time yearly fee payment.

6. Total Visa Card

• The application process is quick and easy, and a response is sent in seconds.
• A genuine Visa credit card is accepted by retailers throughout the United States and on the internet.
• Monthly payments that are manageable 
• Credit limit of $300 (subject to available credit)
• On a monthly basis, reports to all three major credit agencies.

The Total Visa Card offers an approval decision "in as little as 60 seconds" and does not require applicants to have perfect credit. If your application is accepted, you will be charged a program fee.

7. FIT Mastercard

• The credit limit has been raised from $400 to $800! Your first six-monthly minimum payments must be made on schedule.
• Applicants with all credit histories are invited to apply.
• To the three major credit bureaus on a regular basis
• For the first 30 days, you have a credit limit of $400. (Subject to available credit)
• The application procedure is quick and easy, and the results are available in seconds.
• You may use your card at any institution in the globe. Mastercard can be used to make a purchase.
• The FIT Mastercard may allow you to boost your credit limit after a period of on-time payments, both of which will help you improve your credit report and credit score.

Professionally Repair Your Credit with Advance Credit Repair

As long as you understand that there is no magic in the process and that some items might not be able to come off your report, then you can order this gig.

We can help with:

• Inquires
• Charge Offs
• Collections
• Bankruptcies
• Late Payments
• Public Records
• Student Loans 
• Foreclosures
• Medical Bills

With any of these gigs, you will get a team of professionals that will relentlessly fight against the credit bureaus and creditors to get results. We send up to 20 dispute letters per round. Because we are located in Miami, Florida, we always mail the disputes ourselves. We don't use any third-party mailers like LetterStream, etc.